Tuesday, May 11, 2010

Fun Now/Pay Later - "Lion and Tigers and Bears oh my!"


Age: 33
Hometown: Bronx, NY
Phrase that describes my relationship with money: Carefree
Phrase that describes my parents’…: Sad
My 21-day goal: To gain more clarity on how to become a better steward; utilize my money in ways God has ordained for me, and to be content whether abased or abound.
My weakness: Feeling as though I need to have everything now.
My fear for these 21 days: Not being able to purchase, not having enough…being without.
What I will miss most: Beauty-related rituals (getting my hair and nails done :'-(

* * *


"This past week of financial fasting has given me clarity to help separate the needs from the wants."

Week 2!

The Forrest was clear this past week of any wild life :) no financial storms arose and I didn't spend ONE penny. Can you believe it?! I went in thinking - something is going to come up I just feel it, I'm going to need this and that..... - well you know how the story goes.

I am beginning to believe "I need to want something." Does that sound strange?

I just have to go into a store and purchase an item.  The compulsion is there to just purchase things I don't really need.

When I walk by a store, I just feel like I need to purchase something "There has to be something in there that I need, right?"  I've also recognized through this past week that most of these "things" are "things" I can live without. This past week of financial fasting has given me clarity to help separate the needs from the wants. It has also helped me to see how I've warped into the lazy- microwave generation. We want it fast and we want it with the least possible effort :) *smile, it's true*. We don't want to make our own coffee - we want someone to make it for us. We don't want to cook our own dinner - we want Burger King to give it to us in 3 minutes or less. All of these things save time, but they don't save us money. Then in the same breath I can be heard saying "I sure wish I had money to help with [insert your *wish* here]."

I believe God is showing me ways in which I can better utilize my money, whether it be savings or to help in others areas.

I am learning to be patient with myself and learn what things (emotions, times) trigger me to overspend. I'm making a conscious effort to not go shopping during those times or moments. One way of doing that is not going grocery shopping WHILE I'M HUNGRY, it makes me spend more than I need too. Something as subtle as that is helping me BECOME a better steward over my money.

I pray that all of my brothers and sisters are being richly blessed as we embark on this journey towards financial fitness.

Remember to count every penny because every penny counts!
 
Fun Now/Pay Later

3 comments:

Kool.Kid.Kris said...

Great post! I am experiencing some of the same when it comes to differentiating between needs and wants. It's amazing what you can really live without.

One half of "His&Her Billionaires"

Pink Diva said...

Thanks Kool Kid!it's good to know there are others experiencing the same thing, and better to know we shall get the hang of this one day.

Desiree Simone said...

Yes this is a great thing. I try to do this mentally whenever I am purchasing things. My immediate reaction is to say I need a new pair of jeans. But then I begin saying no Dez you want a new pair of jeans. By admitting that something literally breaks. I recoginize this is a want and those are natural. Then I talk to myself in my head about WHY I want the item and after doing this if it still seems worth it then I may purchase the item. It is in my why that holds the key to me making the purchase. Sometimes I just may want a new shirt (few and far between) but as long as my why is not linked to some other deep rooted issue then I feel ok.